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Health insurance plans can seem like they’re written in secret code.
Between trying to decipher mysterious acronyms — like HSAs, FSAs, and HDHPs — and remembering your portal password, it’s easy to feel overwhelmed.
"Many of the people we work with feel overwhelmed with the process of choosing the right health insurance plan options," says Scott Spann, a financial planner with Financial Finesse, a provider of workplace financial wellness benefits.. "The majority of Americans are anxious about rising premiums and choosing the right type of coverage." But digging into the details is well worth the effort, he adds.
As high deductible healthcare plans continue to grow in popularity, it’s important to at least take time to understand the basics. Failing to take the time to review your options can be a costly mistake.
Can’t find your decoder ring? This primer can help you get started. EdLogics members can find more in the Glossary of Terms on our Health Insurance learning page.
Common Health Insurance Terms
Benefit: A treatment, test, or other healthcare that health insurance helps pay for.
Co-payment: A fixed amount you pay for a doctor’s visit, medication, or other healthcare expense. You usually pay it when you have the visit or get the medication.
Deductible: The amount you have to pay in a benefit year before your insurance kicks in. If your deductible is $2,000 and your first bill of the year is $3,000, then you would pay $2,000 of the bill, and your health plan would help pay for the rest.
Drug formulary: A list of prescription medications a health plan helps pay for.
Enrollment period: Period of time when people are allowed to sign up for a health plan. For many people, enrollment periods happen every November. You might be able to sign up at other times if you have a qualifying event, like losing a job or getting divorced.
Health savings account (HSA): A special savings account that you put money in for healthcare costs. You don’t pay taxes on money in HSAs, so you can save money. HSAs are usually used with high-deductible health plans.
High-deductible health plan (HDHP): Health insurance that costs less up front (lower premiums), but you pay for more of your healthcare costs before your insurance kicks in.
Network: A group of doctors, hospitals, and other healthcare services that work with your health insurance. Health insurance covers more costs for healthcare in-network than out-of-network.
Out-of-pocket: Healthcare costs your plan won’t pay for. You are responsible for paying these costs yourself.
Premium: A fee you pay regularly for health insurance. Most people pay their premiums every month, but it can vary from company to company.
A version of this article was originally published 6/28/2017.
Hot enough that 90 degrees feels easy and breezy by comparison. Hot enough that I feel like I’m melting into an oozy puddle as I flop on the floor in front of my laughably inadequate portable AC unit, battling 115-degree temps and large, south-facing windows.
Outside, the plants and trees are scorched by direct sunlight and baked by the heat rising from the pavement. And not just the plants — in some parts of the country, the pavement and sidewalks are so hot they’re causing serious burns in people and pets.
It gets worse. Last year, more than 2,300 people in the US died from heat-related illnesses, the most in 45 years. This year is shaping up to be even hotter — and summer’s only half over.
Experts warn that extreme heat is the most dangerous of all weather-related conditions — worse than hurricanes, floods, and tornadoes combined.
So take the scorching temps seriously. Here are some tips that can help you protect yourself and your loved ones:
Stay cool. Don’t rely just on fans — they stir the air around, but they won’t lower your temperature or keep you from getting sick. If you don’t have air conditioning, get to a place that does, like a library or shopping mall. Many cities now have special cooling centers, so see if there’s one near you. Cool baths and showers help, too.
Stay hydrated. Make it a point to drink more than you usually do, no matter how active you are. Water and sports drinks are best. Skip sugary drinks and alcohol — they can make you lose fluids.
Adjust your exercise routine. Don’t try to tough out a hot workout. If you normally go for a lunchtime walk or run, switch to early morning instead. Gyms can heat up, too, so plan accordingly. Indoors or out, wear gear made from breathable fabrics that wick away sweat.
Mind your meds. Some medicines — especially those for high blood pressure, heart conditions, allergies, and certain mental health problems — can raise your risk for heat exhaustion and heat stroke. Talk to your doctor if you take any of these medicines and need to be out in the heat.
Watch out for kids and older people. They’re especially vulnerable to high heat. Dress babies and young children in light clothing and stay somewhere cool on hot days as much as you can. Check in on older neighbors and family often.
Protect your pets. Make sure they have plenty of shade and water when they’re outside. Avoid hot sidewalks when you walk your dog. And NEVER leave pets — or anyone else — in a closed car on a warm day.
Know when to get help. If you’re feeling sick, drink fluids and try to cool down. If you don’t feel better in about 30 minutes, go to the ER. Heat stroke is serious and needs to be treated quickly.
Log in now. Learn ways to stay safe from extreme heat and other threats.
It’s an odd feeling. This has happened a few times:
“I thought you quit?” my friend would say as I reached, again, for my NYC-priced Camel Blues (at that time, $15 a pack 😱).
“Sure,” I’d say. “I quit lots of times.”
Undermining, of course, the whole notion of quitting. That’s the nature of bad habits.
You know smoking’s not good for you. It hurts others. It’s expensive. And that’s nothing compared to the cancer, COPD, asthma, or heart disease you’ll almost certainly get. Diseases you can easily avoid by not smoking.
But you do it anyway.
Believe me. I feel for you. More than once, I’ve decided, triumphantly, to finally quit smoking — and then reached for the next one within the same 30-second span.
It’s humbling. And it’s made it easier to empathize with, rather than judge, those who suffer from addiction.
I haven’t smoked for over 9 years now. Haven’t even wanted to. How’d I do it?
Everyone who quits will do it their own way. In my case, I took up yoga.
For someone who smoked, it was miserable at first. I was gasping for breath, dizzy, and inflexible. But that post-yoga feeling was unlike anything I’d ever experienced — wrung out, calm, happy, at peace — and I didn’t want to trade it for anything.
Not even cigarettes.
That’s the true power of habit — on both sides of the coin. Sure, it’s easy to slip into bad habits, to talk yourself into self-indulgence. But it’s also easy to develop, and stick to, good habits.
Once you get in the habit. 😉
Replace bad habits with good ones.
It doesn’t have to be hot yoga (but try it!) — just anything that gets the monkey off your back. Get your mind off cigarette cravings with a quick walk. Ten push-ups. A game on your phone. A phone call to friends or family. A carrot. A handstand. A song and dance. Whatever it takes
The sooner you quit, the lower your risk for painful disease, hospital bills, and bitter regrets.
Log in now. Peruse our new slideshow: “What Happens When You Quit Smoking Tobacco.” The health benefits start within minutes — and will last you the rest of your (now longer) life.
Check back soon to see more updates on the Smoking Cessation learning page!
Few comments are more grating — except maybe “Awww, somebody’s got a case of the Mondays!” — especially if you are in a bad mood.
“I’ll show you how to cheer up ...” [brandishes fist].
Grumpy, blue, stressed, mopey, sulky — whatever your brand of bad mood is, you probably do need to cheer up if it’s that noticeable.
But that, like so much else, is easier said than done.
“Case of the Mondays? ... Some days, I swear ...”
If you find yourself muttering under your breath more often than you’d like, remember that moods change. Feelings are fickle things.
The same circumstances that make you tear your hair out today might not even phase you tomorrow.
And you have a lot more control over your moods than you might think. Moods often have more to do with what’s going on inside your body than what’s happening out in the world.
It’s not about just looking on the bright side. Or ignoring the sadness, or explaining it away. You don’t have to see the silver lining for every cloud, or deny how overwhelming and exhausting life can be. We all have a right to our feelings. But you have to admit, it all seems even worse when you’re in a bad mood.
And you can take concrete steps to feel better than you do now.
Next time you’re down in the dumps, ask yourself these questions before you react to your coworkers, send that snide email, yell at your kids, or make any important decisions.
How to Check Yourself Before You Wreck Yourself
👉 Did you sleep well last night?
Just try feeling good when you get up early for work after a late night of Netflix and noshing nachos. Just try maintaining a positive mental attitude when your 6 am alarm drags you kicking and screaming into hateful wakefulness. Even if the adrenaline and caffeine get you through the morning, the afternoon slump is gonna getcha. And when your weary brain is making you overreact to some mundane challenge, the last thing you need is for a coworker to snark, “Looks like somebody needs a nap ...”
👉 When’s the last time you ate (and what was it?)
Just as with sleep, what and when you eat has a huge impact on how you feel. Anyone with kids sees the direct relationship between junk food and temper tantrums, let alone inconsistent bedtimes (see above).
But the same is true for adults operating on too little sleep and unhealthy breakfasts come mid-afternoon. By the time we try to combat fatigue and low blood sugar with a sugary snack and extra coffee, the result is often irritability — or even an embarrassing tantrum — over little things.
Woe to the unfortunate soul who gets in the way of a hangry, over-caffeinated office worker.
👉 Have you been exercising? Like, at all?
When you move, sweat, and get your heart rate up, your body makes these feel-good chemicals called endorphins all by itself. It’s amazing! No other drug — not alcohol, caffeine, prescription meds, or herbal supplements — comes close to that natural high. There’s no shortcut. No substitute. You can’t fake it! You have to move. The bonus is that regular exercise helps you sleep better and feel more motivated to choose healthy foods, which in turn can help you avoid bad moods.
Move your body. There’s no better way to feel better.
👉 Are you taking care of yourself in other ways?
Find a daily practice that helps you keep things in perspective, regardless of your current mood. This can be your exercise — yoga, walking, hiking, yardwork, whatever you like. Or maybe it’s doing the day’s crossword, reading a novel at the coffeeshop, journaling, or playing a game. Or woodworking, building model airplanes, making art, or cooking delicious food. Or just sitting and meditating. Whatever gets you out of your own head and into that flow state, when you’re in the zone and fully focused on what you’re doing right now.
The trick is to make it a regular practice. Don’t wait till you feel like doing something — that moment might never come. Just do it because that’s what you do.
You might be surprised how a daily practice can recenter you and bring you back to a place of mindful self-awareness. It can help you keep things in context and take them in stride instead of overreacting because you’re feeling snappy.
Perspective is everything.
Not to sound callous, but sometimes you just have to get over yourself. The world is no worse of a place after 4 hours of sleep than it is after 8, but it can definitely feel that way. Recognize your own limits — and your own power — when it comes to letting your mood affect your day.
Before you try pinning the blame on work frustrations, personal problems, the state of the world, social injustice, climate change — or even the constant eye-rolling from your teen — cover the basics. Get your sleep. Eat good food. Get active. Don’t reach for booze or coffee or a doughnut every time you want to feel better.
It won’t solve all your problems. But it can make them feel a whole lot less daunting — and can do a lot to brighten a bad mood.
Log in now. Learn more about handling what gets you down — even if it’s your own state of mind.
In 2012, Tom Chamberlain, PharmD, founded EdLogics, our gamified health education platform. Recently he shared how he first got the idea from working with patients, and the results so far.
Let’s start with your background. You began your career as a pharmacist, right?
Right. As a PharmD and an entrepreneur, I’ve been involved in starting and growing a number of companies, all of them focused on healthcare education and improving the utilization of healthcare services. My primary objective has always been to improve clinical outcomes and reduce healthcare costs for consumers and payors of healthcare services.
And how did you get the idea for EdLogics?
I was fortunate to have had the opportunity to manage my own patients during my doctor of pharmacy program and residency training. Having firsthand experience treating patients with chronic conditions like diabetes, high blood pressure, and COPD, I knew the challenges of educating and engaging patients in the self-management of their conditions. Traditional educational strategies such as pamphlets and printouts weren’t effective in teaching patients what they needed to know to improve their conditions.
For people with diabetes, testing blood sugar is a routine part of managing their condition. If you’re injecting insulin or using a pump, you may have to test several times a day. Without accurate blood sugar tests, you might not get the right amount of insulin at the right times.
If you can’t measure your blood sugar, you can’t control it. And if you can’t control your blood sugar, you raise your risk of amputations, heart attacks, blindness, erectile dysfunction, and many other problems. One immediate risk is diabetic ketoacidosis, which comes on quickly and can be fatal. Even if you survive, your ER trip will cost thousands of dollars. And it all can be avoided with appropriate education.
Many patients seem to understand how to check their blood sugar once someone shows them. But it was clear to me that most of my patients had forgotten what they’d learned by their next visit. They still weren’t retaining the information needed to manage their diabetes.
This happened over and over again – and similar scenarios occurred with a number of patients with various chronic conditions. I realized we’d never be able to help our patients if we couldn’t find a better way to teach them what to do.
Is that where health literacy comes in?
Yes, but a lot of people aren’t familiar with the term. Here’s one definition:
“Health literacy is the degree to which individuals have the capacity to obtain, process, and understand basic health information and services needed to make appropriate health decisions.”
Or to put it more simply:
“Health literacy means you can find and understand the information you need to make good decisions about your health.”
Low health literacy is now recognized as a critical barrier to effective and efficient healthcare. It’s an enormous problem, and the consequences are far-reaching. For instance, did you know that compared to patients with adequate health literacy, patients with low health literacy have:
40% higher risk of going to the emergency room
55% higher risk of hospitalization from asthma
3 times more heart failure hospitalizations
and 3 times greater odds of 30-day readmission for patients over age 64
In fact, the cost of low health literacy in the US is somewhere between $106 billion and $238 billion per year. It’s unreal!
If we want to improve health outcomes and lower healthcare costs, we need a way to reach consumers – a way that works for them long term.
So how does EdLogics help?
Since I started working in the healthcare industry, the concept of health literacy has matured into an academic discipline. Institutions like Vanderbilt University have devoted teams of talented experts and researchers—like Russell Rothman, MD, MPP, arguably one of the top health literacy experts in the world—to help healthcare providers, employers, payors, and the public understand the implications of low health literacy—and develop effective solutions to address this major healthcare issue.
At EdLogics, we’ve teamed up with many leading academic medical centers and Centers of Excellence (CoE), as well as industry thought leaders like Dr. Rothman and former US Secretary of Health and Human Services Governor Tommy Thompson, to identify specific ways to improve health literacy.
The first step is to make learning fun and engaging. To do this, we employ and work with experienced clinicians, developers, designers, and gamification experts to create stimulating, engaging games that educate users on important health topics, from diabetes to the Zika virus, all developed with the low health literate user in mind.
To keep users coming back, we’ve developed innovative gamification and unique incentive strategies where users earn rewards by playing games and completing educational activities.
Employers can purchase a customized version of the platform, enabling employees and their families to play, learn, and win. And the cost is minimal: roughly $20 a year per family.
What have you seen so far?
I’m very proud of our platform. It’s a product that educates consumers about chronic diseases, common medical conditions, general health, well-being, medications, and how to navigate the healthcare system. We’ve heard inspiring testimonials from employers and employees, and we have impressive statistics on knowledge improvement and consumer engagement. In fact, 100% of users improve their knowledge of a given condition after completing our learning activities, and 79% of users say they will change their behavior based on what they learned.
We’re continuously making enhancements, all with a focus on improving consumer engagement. That’s the key to being able to influence positive behavior change and deliver the most important, lifesaving knowledge. Not to mention the opportunity to reduce pain and suffering – both physical and financial.
A version of this article was originally published on 2/22/2017.
ou can’t control many of the factors that contribute to high healthcare costs: expensive drugs, the cost of providers, rising insurance premiums. So, what can you do?
Improve health literacy, the ability to understand and act on health information.
Low Health Literacy Costs More, High Health Literacy Costs Less
The inverse relationship between health literacy and healthcare costs
EdLogics wants to improve low health literacy through education.
It’s not about avoiding medical care. It’s about getting the right care at the right time.
We want to empower people to make real changes in their day-to-day habits, so they can stay healthy and keep their families healthy, too.
We want to educate people to prevent sickness before it starts, to show them what to do and where to get care when they do get sick, and help them become well-informed, proactive healthcare consumers.
Ultimately, EdLogics wants to improve health outcomes, reduce the number of claims, and lower costs. For everyone.
Dr. Primack: “In the US, 1 in 3 Americans can’t follow directions on a drug label. And I have to say, even with a medical degree, I sometimes get a prescription for one of my kids or something and I have to look at it pretty carefully with that small print and the code that it’s in. So it’s not surprising that it’s a challenge for many different people.”
Improving health literacy lowers healthcare costs.
Dr. Primack: “When someone, for example, just has an ankle sprain — if they can access and follow good information that they have — then they very well might be the kind of person who will say, ‘You know, I don’t need to go the emergency room. I can wait.’
A couple days later, they’ve already improved with ice, elevation and rest — all things that are free.
Whereas another person who is having more difficulty understanding or accessing information might decide to go to the ER for the same condition, and the second they get through the ER door, already they’ve racked up very high costs. They’ve put themselves at risk for getting some kind of a hospital-acquired infection or some additional problem.
Even though this is one small example, when we start quoting issues like ‘90 million Americans have poor health literacy, and this costs an extra $150-200 a year,’ you can see how these numbers add up.”
Improving Health Literacy Makes a Difference
Knowing what to do to prevent chronic disease, how to take medications, and where to go when you’re sick — and acting on that knowledge — can have a huge impact on both personal health and the number of costly healthcare claims.
✅ Improved knowledge of health issues
✅ Improved behaviors
Medication adherence
Vaccines
Childhood obesity prevention
Diabetes self-management
Asthma management
✅ Improved outcomes for:
Diabetes
Heart failure
Obesity prevention
Depression
Dr. Rothman: “Even after you take into account a patient’s education level, their income, their insurance, and a host of other factors, we find that their literacy level is an independent predictor of how they do with their health.”
The Problem with Existing Health Education Programs
Of course, health education programs trying to raise people’s health literacy already exist.
But are they actually making a difference?
Ineffective healthcare education
Pamphlets: Often don’t make it from the doctor’s office to the car.
Health websites: Too high-literacy, not personalized, and not always trustworthy.
Doctor visits: Patients may misunderstand, forget instructions, or feel too embarrassed to ask questions.
Dr. Rothman: “And, unfortunately — and I say this as a primary care physician [laughing] — but there’s also a lot of variation in how well doctors communicate with their patients and their families. If you ask most clinicians we would, of course, tell you that we’re excellent communicators, and our patients all nod their heads and seem to understand everything that we say to them. … Some studies suggest patients only recall about 20% of what’s said to them by the time they get home.
So we like to think we’re all good communicators as clinicians, but a lot of us struggle — using a lot of jargon that might be hard for patients to understand, maybe speaking at too high of a literacy level without enough plain language, and giving people too much information to try to take in during one single visit. We often don’t assess patient understanding before they leave.”
Poorly designed games: Many focus on the wrong goal.
Dr. Primack: “So there would be hamburgers and pieces of pizza, and you are supposed to shoot those, but the salad you are supposed to let live. You can probably imagine the next step, which was that they studied this and they found that being exposed to this game and playing this game a lot didn’t actually make people change their diet in any way.
It’s just a caution that even though sometimes gamification is really valuable, if the game is poorly designed, that’s just not a magic quick fix.”
Improving Health Literacy: What Actually Works
It’s one thing to learn more health facts. It’s another thing to change your daily habits — the one thing that has more of an effect on health than any other single factor.
Gamification and game-based learning
Key principles:
Competition, leaderboards, and peer comparisons
Teamwork, shared goals
Leveling up, increasing challenges, improving skill and knowledge
Interactive content for better retention than passively-consumed content
Unique incentives, cash drawings, charitable contributions, other benefits
Dr. Primack: “The question is: Can we take principles of gamification and game based learning — the interactivity, the unique incentives — and can we use that to leverage for positive change? And what we have found is that, especially in the area of health literacy, there is a lot that we can do.”
Multiple formats: words, pictures, videos
Personalization: Content is tailored to the individual user based on age, gender, health conditions, interests, and family roles like caregiving
Motivation and sustainability: Keep people engaged for real-life behavior changes
Community resources: Further education and support
Dr. Rothman: “What we really need to think about more is how to link people to other social support mechanisms to help them with their health. We have lots of studies now that really demonstrate that patients who have strong social support do much better with their health. There’s actually an epidemic of loneliness going on in a lot of countries.
And even when people are with their family, they may not have social support for disease that they’re dealing with.
So it can be really helpful to help a patient or employee and their family link to community resources — maybe to disease-specific organizations if they have a certain disease, or to a community organization that provides peer support. Or we can help them gain access to exercise or healthy food. Even to help them with getting additional support from their own family.”
Effective Health Literacy Education
Personalized and engaging
Addresses readiness for behavior change
Applies principles of motivation for goal setting
Activates participants
Sets concrete, feasible goals
Promotes follow-up for sustained behavior change
Provides community resources for support
4 Things to Remember:
Health literacy is a major problem in the US.
Improving health literacy benefits everyone.
We need a multi-faceted approach.
There is no quick fix — but there IS hope.
Dr. Rothman: “Health literacy is a major problem in the United States. We have at least 90 million Americans with only basic or below basic literacy skills. Even patients with good literacy skills can struggle to navigate what’s become a very complex healthcare system when trying to take care of their health or the health of their family.
We have found that by addressing health literacy issues, we can improve care for patients with low literacy. Studies have suggested that using good forms of health communication and addressing health literacy can even improve knowledge and behavior for people with high health literacy. So improving how we educate and communicate can be of great value to everyone.”
Dr. Primack: “There are so many challenges here. If it were easy, we wouldn’t have 90 million Americans with low health literacy. But I think that it’s important to end on a positive note and say that we really are moving the needle. There have been studies that show that using the kind of principles that we talked about today really do help and change people’s lives. I think that that is what we need to hold up as we move forward.”
A version of this article was first published 10/12/2018.
EdLogics and Global Action Platform recently hosted a conference focused on the economic benefits of improving health literacy in communities.
The event, held November 5 in Norfolk, Virginia, highlighted the specific needs and benefits to the Hampton Roads and Nashville areas.
EdLogics Founder and CEO Thomas M. Chamberlain, PharmD, opened the event by sharing the economic impact of low health literacy.
“Low health literacy is a multibillion-dollar problem,” he said. “Patients with low health literacy are more likely to visit an emergency room, less likely to follow a doctor’s instructions, and have higher mortality rates.”
Patients with low health literacy are more likely to visit an emergency room, less likely to follow a doctor’s instructions, and have higher mortality rates.
Low Health Literacy by the Numbers:
Patients forget up to 80% of what their doctor told them before they reach the parking lot.
Close to 40% of Americans suffer from one or more chronic conditions, accounting for over 85% of the total US health costs.
Over 90 million Americans are at risk for preventable health issues because they have difficulty understanding health information.
On average, healthcare costs for a low literacy patient are $8,000 higher per year.
One in three Americans can’t follow the instructions on a drug label.
To address this crisis, Global Action Platform and EdLogics are creating Empower Community Health, an initiative utilizing technology to improve health literacy. This platform, through which communities can connect health and prosperity, will in turn create a competitive economic advantage for their regions in the ongoing competition for investments, talent and markets.
The goal is simple: To increase both the health and prosperity of communities.
The EdLogics Platform will serve as the technological backbone of Empower Community Health. The Platform features:
Game-based learning
Rewards for progress
Rich, user-friendly content covering a broad range of health topics, from chronic conditions to preventive health to navigating the healthcare system
“The Platform is proven, easy-to-use, and can be accessed on desktop and mobile devices, making it readily accessible to anyone with access to the internet,” added presenter James Spore, President and CEO of Reinvent Hampton Roads.
Through Empower Community Health, the EdLogics Platform will be available to the citizens of Hampton Roads and Nashville, including underserved populations, the public school system, and university students. EdLogics and Global Action Platform will work with schools, libraries, community health clinics, churches, YMCAs and other civic organizations to provide access.
The comprehensive community implementation has many innovative and important features, including:
Advanced data analytics
Multi-sector/community implementation
National expert review
At the community level, Global Action Platform will provide regional program managers to work with sponsors, community organizations, and other stakeholders to leverage local resources, networks, and existing programs to drive awareness. Local universities will serve as strategic outreach partners and provide academic research expertise.
A version of this article was originally published 11/29/2018.
Total costs of providing medical and pharmacy benefits are expected to rise 5%, according to an annual survey by the National Business Group on Health.
That means employers at big companies can expect to pay around $15,000 per worker in the coming year. Blame it on costly claims, specialty medications, and certain diseases, say many employers.
But here’s something you may not know:
Health literacy — the ability to understand and act on health information — plays a role, too. According to a University of Connecticut study, low health literacy costs the US healthcare system about $238 billion a year.
Simply put, when people don’t have the knowledge they need to make good decisions about their health, they make poorer decisions — choices that lead to poorer health and higher costs.
Low health literacy costs more. High health literacy costs less.
Consider these scenarios:
An employee’s child sprains her ankle. In a panic, the parent rushes the child to the ER. They rack up a huge bill, even though they could have treated the child at home for free.
A doctor prescribes an expensive medicine for one of your staff. The employee doesn’t know to ask for a generic version, so they end up paying much more for the brand-name drug.
A 53-year-old worker puts off his colonoscopy year after year, saying he doesn’t have time for silly tests. Doctors don’t find he has cancer until much later, resulting in expensive hospital bills and treatments — not to mention pain, suffering, and weeks or even months of missed work —or worse.
In each scenario, improving health literacy could mean better health for less money. Studies show that people with low health literacy tend to have more health claims, more hospital stays, more trips to the ER, less compliance with treatment plans, and higher death rates.
In contrast, people with high health literacy tend to have fewer health claims, fewer needs for special services, more compliance with medication and treatment plans, and better health overall.
People with high health literacy tend to have fewer health claims, fewer needs for special services, more compliance with medication and treatment plans, and better health overall.
Finding the Right Health Literacy Resources
Improving health literacy isn’t easy. “There’s no quick fix,” said EdLogics advisor Brian Primack, MD, PhD, director of the Center for Research, Media, Technology, and Health at the University of Pittsburgh, in a recent EdLogics webinar. Still, Dr. Primack added, “We are moving the needle.”
If you’re an employer, a human resources manager, or other business leader who’s committed to finding ways to improve health literacy in your organization, these resources can help:
Use the CDC’s workbook, sample action plan, and links to government sites to create your organization’s health literacy plan. Includes state and county estimates of low literacy.
You know your company needs a health literacy program, but you’re not sure where to start? This guide will walk you through the basics, including best practices and simple, concrete tips for writing and designing good content.
The first rule in developing health content for low-literacy users: Avoid doctor-speak. This simple tool shows you how, with an index of commonly used medical terms and their plain-language alternatives.
Health literacy expert Russell Rothman, MD, MPP, of Vanderbilt University and gamification expert Brian Primack, MD, PhD, of the University of Pittsburgh share an overview of what makes health literacy programs effective.
EdLogics’ gamified learning platform combines engaging, personalized content and activities with unique incentives to help users improve their health literacy. Want a demo? Contact us!
A version of this article was originally published 10/25/2018.
ecently, Sean Parker, the first president of Facebook, issued some harsh criticism of social networks in an interview on Axios.
He claims they work to exploit “a vulnerability in human psychology” and that those networks will eventually “consume as much of your time and conscious attention as possible.” He claims the networks do this by creating a system to generate addictive loops that “sort of give you a little dopamine hit every once in a while, because someone liked or commented on a photo or a post or whatever.”
The “social-validation feedback loop.”
It's very powerful and used by all of the major social media sites which continue to grow and consume our time and attention.
But what if we could take those same techniques Facebook used to grow to over 2 billion active users a month and applied them to something positive, like health education?
Recently, Tom Chamberlain, PharmD, CEO and Founder of EdLogics, gave a presentation to the Global Action Summit on the gamification of health. In his presentation, Dr. Chamberlain described various types of gaming technologies, such as video games, mobile apps, virtual reality, augmented reality, and interactive learning, and how they are being used in the medical field.
Chamberlain went on to discuss the key principles of gamification, including instant rewards, milestones, status, and competition. He described how a “little dopamine hit” is generated through playing these games and through the use of gamification technologies.
Driving engagement and facilitating behavior changes are the “holy grails” of health improvement programs. If we can get individuals, employees, plan members, and/or communities more engaged in understanding and acting on their own health, we can see vast improvements in a population’s health and lowered costs. This is why applying gamification principles to health education is so exciting.
EdLogics is using the social validation feedback loop improve health literacy.
Low health literacy is associated with poor health outcomes and higher costs. It’s pretty clear that if a person does not understand their health, their health issues, the healthcare system, or their health insurance, they won’t be able to maintain or improve their health, select the right provider, adhere to treatment, and more.
These approaches are not just fun and games when it comes to health — they are using real science in an effort to drive behavior change and improve one’s life.
If you’d like more information on the EdLogics platform for your employees, health plan or as a broker/consultant, please contact us.
A version of this article was originally published 11/11/2017.
He’s just retired and moved to a new area. At his first visit with his new primary care doctor, a nurse asks if he can usually understand a doctor’s instructions.
“Absolutely,” he says. “I understand perfectly.”
But does he really?
Subjective vs. Objective Health Literacy
Situations like this highlight the importance of measuring two kinds of health literacy — how much a patient thinks they know compared to how much they actually know. If doctors measure just one kind of health literacy, they may not realize how much a patient understands and how well they can follow basic health advice..
Better understanding might allow Mr. Garcia to act sooner. He might get treatment or make healthier choices — and avoid diabetes. Smart changes now could mean avoiding the pain and expense of a chronic health problem later.
That’s why, when possible, it’s best to measure both subjective and objective health literacy.
Subjective Health Literacy: What You Think You Know
Subjective health literacy measures how health literate someone thinks they are.
You can gauge subjective health literacy with questions like:
“How confident are you in filling out medical forms by yourself?”
The nurse in the story above was measuring subjective health literacy, albeit informally. The questions don’t have objectively correct answers, which may feel less threatening to the patient. It doesn’t feel like a test you’d take in school.
But there are disadvantages too. People often overestimate their own ability. And they may tell you what they think you want to hear. In other words, they may report strong health literacy even if they rarely understand or act on what a doctor tells them.
Objective Health Literacy: Measuring What You Know
A patient has to actually demonstrate factual knowledge to measure objective health literacy. One popular tool, The Newest Vital Sign, shows the patient a nutrition label and asks how many calories they’d get by eating multiple servings, as well as other basic questions.
With objective health literacy, you know patients aren’t overestimating their own ability, or telling you what they think you want to hear. But because there are right and wrong answers, some patients feel like they’re back in school, and the memories aren’t always pleasant.
EdLogics’ Approach to Measuring Health Literacy
EdLogics measures — and strives to cultivate — improvements in both kinds of health literacy.
We use only validated surveys. When we measure objective health literacy, we present questions a little differently, making them fun, adding graphics, and incorporating great design. It’s all gamified and has fun incentives to encourage continued engagement. You can even win cash drawings, where the more you play, the more likely you are to win.
Users do not feel like they’re back in school.
By measuring both types of health literacy, we put ourselves in the best position to understand how health literacy changes over time. This can help us further refine our suite of health literacy education games, and be even more effective in our mission to improve health literacy.
A version of this article was originally published 7/6/2017.
